Debt

Crazy credit score myths

While you have access to more credit score information than ever, there's a lot of misinformation and outright mythology floating around, too. Several myths rise to the level of hype and can be scary.

Debt

Guide: Consolidating debt with your home equity - what you need know

One solution to high-interest-rate debts is to refinance with a new loan — one that will save you money, reduce your risk, or both.

Customer Stories

Flying free from high-interest credit card debt

The Negrons didn't know how many credit cards they had, but they knew how much the debt was dragging them down.

Customer Stories

Why Samiah Whitteaker used home equity to pay off debt

When Samiah Whitteaker was diagnosed with cancer two years ago, her credit card debt began to really add up.

Debt

Financial Literacy: Credit and debt

Having good credit is key to getting good rates when you need to borrow money, which can help your bottom line. But understanding what you can do to impact your credit and how debt can impact you may help you the most in the long run.

Using Home Equity

Using a home equity loan can be better than a personal loan to pay off your debt

By tapping into on your home’s equity, you can consolidate multiple debts into a single monthly payment and often with significantly lower interest rates.

Using Home Equity

The pros and cons of consolidating debt with home equity

Debt is rarely cheap, especially if it’s credit card debt. If you have high-interest debt and a home, it may be worth your time to consider consolidating debt utilizing your home’s equity.

Debt

How do rising interest rates affect my loans?

Rate increases often mean you end up paying more for variable-rate loans and can add up to you paying a lot more over the lifetime of your loan.

Debt

Understanding the different types of interest rates

When you're borrowing money, the interest rate is part of what determines how much that loan will cost you over time. But you shouldn't always just choose the lowest rate offered.

Debt

Different ways to consolidate debt

Debt consolidation can help roll several high-interest debts into a single, lower interest payment and may even help you pay off debt faster. There are several ways to consolidate debt, but which is the right one?

Debt

10 things you need to know about home equity and debt consolidation

Millions of Americans are in debt. Homeowners have an option that can potentially save them thousands in interest - their home equity.

Using Home Equity

Credit card debt consolidation FAQs

When you consolidate your credit card debt, you’re taking out a new loan to pay off your old loans, and there are some important questions to consider before deciding if it's right for you.